If your student loans are through the federal government, you can quickly identify your loan servicer by logging in to your Government College student Assistance account with your FSA ID. Your account dashboard contains the name of your student loan servicer and other valuable information about your account, including the types of student loans you have, loan balances, and the accrued interest on those loans.
Other method to see your government student loan servicer is to phone call step 1-800-433-3243 or TTY step 1-800-730-8913 on deaf otherwise hard of hearing.
Federal education loan servicers
- Aidvantage – 1-800-722-1300
- ECSI – 1-866-313-3797
- FedLoan Maintenance (PHEAA) – 1-800-699-2908
- Granite State Administration & Tips (GSM&R) – 1-800-719-0708
- High Lakes Educational Mortgage Properties, Inc. – 1-800-236-4300
- HESC/Edfinancial – 1-855-337-6884
- MOHELA – 1-888-866-4352
- Nelnet – 1-888-486-4722
- OSLA Upkeep – 1-866-264-9762
- Standard Solution Group (only for government student education loans when you look at the standard) – 1-800-621-3115 or TTY 1-877-825-9923 for the deaf or hard of hearing
Changes started getting federal education loan servicers
You could have heard rumblings in the news about federal student mortgage servicing recently. When you look at the , the Company away from Degree expanded the fresh new upkeep contracts of six mortgage servicers through whenever you are proclaiming these companies was stored to higher standards subsequently. The half a dozen enterprises with this new federal deals are great Ponds, HESC/Edfinancial, MOHELA, Navient, Nelnet, and you may OSLA Upkeep.
For the region, Navient launched it is now transitioning their student loan collection – the 5.6 million government student loan levels – so you can a company entitled Maximus. Maximus applied for and you may was supplied a binding agreement to service federal figuratively speaking not as much as the maintenance department, Aidvantage. At the time of , Navient no more services college loans.
Granite County (GSM&R) plus moved its education loan portfolio in order to Edfinancial within the . And you may FedLoan Maintenance, and that protects every PSLF programs, continues coping with individuals up to its deal ends. Meanwhile, FedLoan Servicing happens to be transferring financing profile in order to Aidvantage (earlier Navient-had loans), Edfinancial, MOHELA, and you will Nelnet.
If your education loan servicer are shutting off, there are some things you can do to prepare for the changes.
Pay close attention to help you communication concerning your transfer. When your education loan membership transmits, you ought to discovered notifications in the Company off Degree as well as your the and you can dated servicers, advising you of your own transform and you will what methods you should take next.
Listing or print information out of your most recent membership, like your fee background and you may mortgage balance. As import is done, reference your ideas to ensure your important mortgage info try exact. When this occurs, you could potentially address the loan costs into the brand new servicer.
How do i see my personal private education loan servicer?
Discover your individual student loan servicer, log in to the loan levels otherwise check your most recent student loan statement.
You may demand a credit history, that should number your own personal loan companies in addition to their contact information. You could potentially demand payday loans Conway 100 % free duplicates of your own credit history a-year of the 3 main credit reporting agencies at AnnualCreditReport. After you’ve their lenders’ suggestions, contact them to dictate who’s servicing your own student loans.
Precisely what do I do as i find my student loan servicer?
When you select their education loan servicer, you could created an on-line account and you will connect their lender membership to help you create direct repayments from the family savings. You could potentially put up percentage notice, or, better yet, you happen to be able to find a performance write off when you invest in generate automatic money.
If you have government student education loans, you could speak to your student loan servicer when you need to sign up for deferment, forbearance, otherwise review your loan forgiveness eligibility. Their education loan servicer can also help your combine numerous federal figuratively speaking to your an immediate Integration Mortgage, that can make you just one payment to keep up with regarding.